Using GEHA Health Plans for Drug and Alcohol Rehab Coverage
09/16/19: Addiction \ Addiction Recovery \ Alcohol Addiction
Do GEHA Health Plans Cover Rehab?GEHA (Government Employees Health Association) offers a wide variety of private insurance plans that cover Substance Abuse and Addiction Recovery Services. Your coverage may depend upon your specific plan and policy and where you are located within the United States. If you or a loved one has a GEHA Health Plan, you may be wondering if they cover drug rehab services. Due to the fact that GEHA offers a wide range of plans and policies, your coverage will depend upon your specific plan that you choose. Substance Abuse Coverage also depends on which type of Drug and Alcohol Treatment you are seeking. Most GEHA plans cover all alcohol and drug medical Detox, Inpatient and Outpatient services, while other plans only cover some costs of alcohol and drug recovery treatment services. Furthermore, if your GEHA Health Plan covers detox, it will cover the next step of recovery, which is Inpatient Rehab. In rare cases, a few of the GEHA Health plans may cover some parts of rehab, but not all of the other services; your coverage depends on the type of policy chosen. If you carry the GEHA High Options Benefits plan, you may be covered for all levels of rehab. Coverage may also vary depending upon the type of facility offering your rehab treatment.
How Long will GEHA Health Plans Cover My Treatment Stay?Your GEHA Health Plan may only cover a certain amount of time in treatment, every plan is different and covers varied length of stays for drug and alcohol rehab. Some GEHA plans may cover the entire length of your rehab program, while other plans may only cover a fraction of your treatment program. If you are concerned about whether GEHA will be confidential about your stay in treatment, rest assured that your medical care will be confidential and that the billing for your care will be discreet, private and confidential bound by HIPPA laws.
Specialty Drug & Alcohol Rehab Via GEHA Health PlansIf you or a loved one is struggling with drug and/or alcohol addiction and dependence, you will want to get help from a specialty facility like ours, Arizona Addiction. Choosing the right drug rehab facility is crucial, and has a huge impact on your success in recovery. A wide range of luxury facilities are available to you in Arizona that offer comfortable, upscale amenities including exclusive services like chefs, nutritionists, private bedrooms and classes in activities like yoga and meditation. Most likely, your GEHA plan will cover these services, but you may owe a copay. Simply fill out our Insurance Verification Form and we will get back to you ASAP with your GEHA coverage guidelines. The good news is, GEHA Health Plans cap the amount of coinsurance and deductibles that clients have to pay each year. Thus, if your plan covers specialty drug and alcohol treatment, your out-of-pocket costs and deductibles will not exceed the following amounts based on your plan:
- Standard plan in-network: $5,000
- Standard plan out-of-network: $7,000
- High option in-network: $4,000
- High option out-of-network: $6,000
- HDHP option for individual plans: $5,000
- HDHP option for family plans: $10,000
Insurance for Inpatient Residential Addiction Treatment vs. Outpatient (PHP/IOP)When you decide to get treatment for your addiction, you will need to choose between Inpatient and Outpatient care. If you choose outpatient (IOP / PHP) care, you will live at home and continue life as usual. However, you will be attending treatment programs and therapy sessions at the Rehab in Scottsdale. If you decide on inpatient or residential treatment, which is always suggested because it's the highest level of care offered to you, you would stay in our upscale and private Residential Treatment Facility. Here, you will get to take a break from the stresses and triggers in your life while receiving top-of-the-line treatment. The most valuable part of inpatient treatment is the ability to focus only on your sobriety and recovery, making it your main priority.
What If GEHA Insurance Won’t Cover 100%?If your GEHA Health Plan does not cover the full cost of your rehab or treatment, don't fret, there are still a couple ways to get the addiction help that you need. Our treatment facilities in Arizona are willing to work with you to ensure that you have access to the best treatment in Arizona. According to the National Institute on Drug Abuse, a gap exists between the number of people who need treatment and the number of people who cannot afford it. One of the reasons for this gap is a lack of insurance and resources. If your insurance will not cover substance abuse rehab in Arizona or within the United States, we can help you come up with a payment plan that best fits your needs. Don't wait any longer to get the help you need today, call us right away! 1-888-NODRUGS
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If you or someone you know needs help with addiction, contact 602-737-1619 or email [email protected] to get the help you need. Our acclaimed recovery environment merges upscale, luxury accommodations with affordability, clinical expertise and an unwavering commitment to patient care and aftercare.